Business Credit Builder Privacy Policy

Last updated: January 1, 2022

Business Credit Builder Privacy Policy (this “Privacy Policy”) describes Our policies and procedures on the collection, use and disclosure of your information when you use the Business Credit Builder (the “Service”) and tells you about your privacy rights and how the law protects you.

Company use your Personal data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined in [title of service] Terms and Conditions of Use (the “Terms”) unless otherwise defined herein. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

In the event this Privacy Policy conflicts with the Site’s privacy policy (collectively “Privacy Policies”) or the Terms this Privacy Policy controls.

Definitions

For the purposes of this Privacy Policy:

Account means a unique account created for you to access the Site and the Service.

Affiliate means an entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.

Application means the software program provided by the Company downloaded by you on any electronic device, named Flyy Credit University

Business, for the purpose of the CCPA (California Consumer Privacy Act), refers to the Company as the legal entity that collects Consumers’ personal information and determines the purposes and means of the processing of Consumers’ personal information, or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers’ personal information, that does business in the State of California.

Company (referred to as either “the Company or “Our”) refers to Flyy Credit Solutions LLC, 15941 Harlem Ave #284 Tinley Park, IL 60477.

Consumer, for the purpose of the CCPA (California Consumer Privacy Act), means a natural person who is a California resident. A resident, as defined in the law, includes (1) every individual who is in the USA for other than a temporary or transitory purpose, and (2) every individual who is domiciled in the USA who is outside the USA for a temporary or transitory purpose.

Country refers to: Illinois, United States

Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.

Do Not Track (DNT) is a concept that has been promoted by US regulatory authorities, in particular the U.S. Federal Trade Commission (FTC), for the Internet industry to develop and implement a mechanism for allowing internet users to control the tracking of their online activities across websites.

Personal Data is any information that relates to an identified or identifiable individual.

For the purposes of the CCPA, Personal Data means any information that identifies, relates to, describes or is capable of being associated with, or could reasonably be linked, directly or indirectly, with you.

Sale, for the purpose of the CCPA (California Consumer Privacy Act), means selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a Consumer’s personal information to another business or a third party for monetary or other valuable consideration.

The Service refers to the Business Credit Builder

Service Provider means any natural or legal person who processes the data on behalf of the Company. It refers to third-party companies or individuals employed by the Company to facilitate the Service, to provide the Service on behalf of the Company, to perform services related to the Service or to assist the Company in analyzing how the Service is used.

Usage Data refers to data collected automatically, either generated by the use of the Service, or from the Service infrastructure itself (for example, the duration of a page visit).

Collecting and Using your Personal Data

Types of Data Collected

Personal Data

While using the Service, Company may ask you to provide Company with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include, but is not limited to:

Email address

First name and last name

Usage Data

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as your Device’s Internet Protocol address (e.g., IP address), browser type, browser version, the pages of the Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

When you access the Service by or through a mobile device, Company may collect certain information automatically, including, but not limited to, the type of mobile device you use, your mobile device unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile Internet browser you use, unique device identifiers and other diagnostic data.

Company may also collect information that your browser sends whenever you visit the Service or when you access the Service by or through a mobile device.

Information Collected while Using the Application

While using Our Application, in order to provide features of Our Application, Company may collect, with your prior permission:

  • Pictures and other information from your Device’s camera and photo library

Company uses this information to provide features of the Service, to improve and customize the Service. The information may be uploaded to the Company’s servers and/or a Service Provider’s server or it may be simply stored on your device.

you can enable or disable access to this information at any time, through your Device settings.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain the Service, including to monitor the usage of the Service.
  • To manage your Account: to manage your registration as a user of the Service. The Personal Data you provide can give you access to different functionalities of the Service that are available to you as a registered user.
  • For the performance of a contract: the development, compliance and undertaking of the purchase contract for the products, items or services you have purchased or of any other contract with Company through the Service.
  • To contact you: to contact you by email, telephone calls, SMS, or other equivalent forms of electronic communication, such as a mobile application’s push notifications regarding updates or informative communications related to the functionalities, products or contracted services, including the security updates, when necessary or reasonable for their implementation.
  • To provide you with news, special offers and general information about other goods, services and events which Company offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information.
  • To manage your requests: to attend and manage your requests to Company.
  • To deliver targeted advertising to you: Company may use your information to develop and display content and advertising (and work with third-party vendors who do so) tailored to your interests and to measure its effectiveness.
  • For business transfers: Company may use your information to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which Personal Data held by Company about the Service users is among the assets transferred.
  • For other purposes: Company may use your information for other purposes, such as data analysis, identifying usage trends, determining the effectiveness of Company’s promotional campaigns and to evaluate and improve the Service, products, services, marketing and your experience.

Company may share your personal information in the following situations:

  • With Service Providers: Company may share your personal information with Service Providers to monitor and analyze the use of the Service, to advertise on third-party websites to you after you visited the Service, for payment processing, to contact you.
  • For business transfers: Company may share or transfer your personal information in connection with, or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all or a portion of Our business to another company.
  • With Affiliates: Company may share your information with Our affiliates, in which case Company will require those affiliates to honor this Privacy Policy. Affiliates include Our parent company and any other subsidiaries, joint venture partners or other companies that Company control or that are under common control with Us.
  • With business partners: Company may share your information with Our business partners to offer you certain products, services or promotions.
  • With other users: when you share personal information or otherwise interact in the public areas with other users, such information may be viewed by all users and may be publicly distributed outside.
  • With your consent: Company may disclose your personal information for any other purpose with your consent.

Retention of Your Personal Data

The Company will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. Company will retain and use your Personal Data to the extent necessary to comply with Company’s legal obligations (for example, if Company is required to retain your data to comply with applicable laws), resolve disputes, and enforce Company’s legal agreements and policies.

The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of the Service, or Company are legally obligated to retain this data for longer time periods.

Transfer of Your Personal Data

Your information, including Personal Data, is processed at the Company’s operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

The Company will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure of Your Personal Data

Business Transactions

If the Company is involved in a merger, acquisition or asset sale, your Personal Data may be transferred. Company will provide notice before your Personal Data is transferred and becomes subject to a different Privacy Policy.

Law Enforcement

Under certain circumstances, the Company may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g., a court or a government agency).

Other Legal Requirements

The Company may disclose your Personal Data in the good faith belief that such action is necessary to:

  • Comply with a legal obligation;
  • Protect and defend the rights or property of the Company;
  • Prevent or investigate possible wrongdoing in connection with the Service;
  • Protect the personal safety of Users of the Service or the public;
  • Protect against legal liability.

Security of Your Personal Data

The security of your Personal Data is important to Company but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While Company strives to use commercially acceptable means to protect your Personal Data, Company cannot guarantee its absolute security.

Detailed Information on the Processing of your Personal Data

The Service Providers Company use may have access to your Personal Data. These third-party vendors collect, store, use, process and transfer information about your activity on the Service in accordance with their Privacy Policies.

Email Marketing

Company may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. you may opt-out of receiving any, or all, of these communications from Company by following the unsubscribe link or instructions provided in any email Company send or by contacting Company.

Company may use Email Marketing Service Providers to manage and send emails to you.

Ontraport

Their Privacy Policy can be viewed at https://ontraport.com/legal#op-container–22

Payments

Company may use third-party services for payment processing (e.g., payment processors).

Company will not store or collect your payment card details. That information is provided directly to Our third-party payment processors whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, Mastercard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.

Stripe

Their Privacy Policy can be viewed at https://stripe.com/us/privacy

Authorize.net

Their Privacy Policy can be viewed at https://www.authorize.net/company/privacy/

Behavioral Remarketing

Company uses remarketing services to advertise to you after you have accessed or visited the Service. Company and Our third-party vendors use cookies and non-cookie technologies to help Company recognize your Device and understand how you use the Service so that Company can improve the Service to reflect your interests and serve you advertisements that are likely to be of more interest to you.

These third-party vendors collect, store, use, process and transfer information about your activity on the Service in accordance with their Privacy Policies and to enable Company to:

  • Measure and analyze traffic and browsing activity on the Service
  • Show advertisements for Company’s products and/or services to you on third-party websites or apps
  • Measure and analyze the performance of Our advertising campaigns

Some of these third-party vendors may use non-cookie technologies that may not be impacted by browser settings that block cookies. your browser may not permit you to block such technologies. you can use the following third-party tools to decline the collection and use of information for the purpose of serving you interest-based advertising:

you may opt-out of all personalized advertising by enabling privacy features on your mobile device such as Limit Ad Tracking (iOS) and Opt Out of Ads Personalization (Android). See your mobile device “Help” system for more information.

Company may share information, such as hashed email addresses (if available) or other online identifiers collected on the Service with these third-party vendors. This allows Our third-party vendors to recognize and deliver you ads across devices and browsers. To read more about the technologies used by these third-party vendors and their cross-device capabilities please refer to the Privacy Policy of each vendor listed below.

The third-party vendors Company use are:

Google Ads (AdWords)

Google Ads (AdWords) remarketing service is provided by Google Inc.

You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page: http://www.google.com/settings/ads

Google also recommends installing the Google Analytics Opt-out Browser Add-on – https://tools.google.com/dlpage/gaoptout – for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy

Facebook

Facebook remarketing service is provided by Facebook Inc.

you can learn more about interest-based advertising from Facebook by visiting this page: https://www.facebook.com/help/516147308587266

To opt-out from Facebook’s interest-based ads, follow these instructions from Facebook: https://www.facebook.com/help/568137493302217

Facebook adheres to the Self-Regulatory Principles for Online Behavioral Advertising established by the Digital Advertising Alliance. you can also opt-out from Facebook and other participating companies through the Digital Advertising Alliance in the USA http://www.aboutads.info/choices/, the Digital Advertising Alliance of Canada in Canada http://youradchoices.ca/ or the European Interactive Digital Advertising Alliance in Europe http://www.youronlinechoices.eu/, or opt-out using your mobile device settings.

For more information on the privacy practices of Facebook, please visit Facebook’s Data Policy: https://www.facebook.com/privacy/explanation

CCPA Privacy

This privacy notice section for California residents supplements the information contained in this Privacy Policy and it applies solely to all users of the Service who reside in the State of California.

Categories of Personal Information Collected

Company collects information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular Consumer or Device. The following is a list of categories of personal information which Company may collect or may have been collected from California residents within the last twelve (12) months.

Please note that the categories and examples provided in the list below are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact collected by Company but reflects Company’s good faith belief to the best of Our knowledge that some of that information from the applicable category may be and may have been collected. For example, certain categories of personal information would only be collected if you provided such personal information directly to Company.

Category A: Identifiers.

Examples: A real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, driver’s license number, passport number, or other similar identifiers.

Collected: Yes.

Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)).

Examples: A name, signature, Social Security number, physical characteristics or description, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information. Some personal information included in this category may overlap with other categories.

Collected: Yes.

Category C: Protected classification characteristics under California or federal law.

Examples: Age (40 years or older), race, color, ancestry, national origin, citizenship, religion or creed, marital status, medical condition, physical or mental disability, sex (including gender, gender identity, gender expression, pregnancy or childbirth and related medical conditions), sexual orientation, veteran or military status, genetic information (including familial genetic information).

Collected: No.

Category D: Commercial information.

Examples: Records and history of products or services purchased or considered.

Collected: Yes.

Category E: Biometric information.

Examples: Genetic, physiological, behavioral, and biological characteristics, or activity patterns used to extract a template or other identifier or identifying information, such as, fingerprints, faceprints, and voiceprints, iris or retina scans, keystroke, gait, or other physical patterns, and sleep, health, or exercise data.

Collected: No.

Category F: Internet or other similar network activity.

Examples: Interaction with the Service or advertisement.

Collected: Yes.

Category G: Geolocation data.

Examples: Approximate physical location.

Collected: No.

Category H: Sensory data.

Examples: Audio, electronic, visual, thermal, olfactory, or similar information.

Collected: No.

Category I: Professional or employment-related information.

Examples: Current or past job history or performance evaluations.

Collected: No.

Category J: Non-public education information (per the Family Educational Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)).

Examples: Education records directly related to a student maintained by an educational institution or party acting on its behalf, such as grades, transcripts, class lists, student schedules, student identification codes, student financial information, or student disciplinary records.

Collected: No.

Category K: Inferences drawn from other personal information.

Examples: Profile reflecting a person’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.

Collected: No.

Under CCPA, personal information does not include:

  • Publicly available information from government records
  • Deidentified or aggregated consumer information
  • Information excluded from the CCPA’s scope, such as: 
  • Health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data
  • Personal Information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994

Sources of Personal Information

Company obtains the categories of personal information listed above from the following categories of sources:

  • Directly from you. For example, from the forms you complete on the Site, preferences you express or provide through the Service, or from your purchases on the Site.
  • Indirectly from you. For example, from observing your activity on the Service.
  • Automatically from you. For example, through cookies Company or the Service Providers set on your Device as you navigate through the Service or the Site.
  • From Service Providers. For example, third-party vendors to deliver targeted advertising to you, third-party vendors for payment processing, or other third-party vendors that Company use to provide the Service to you.

Use of Personal Information for Business Purposes or Commercial Purposes

Company may use or disclose personal information Company collects for “business purposes” or “commercial purposes” (as defined under the CCPA), which may include the following examples:

  • To operate the Service and provide you with the Service.
  • To provide you with support and to respond to your inquiries, including to investigate and address your concerns and monitor and improve the Service.
  • To fulfill or meet the reason you provided the information. For example, if you share your contact information to ask a question about the Service, Company will use that personal information to respond to your inquiry. If you provide your personal information to purchase a product or service, Company will use that information to process your payment and facilitate delivery.
  • To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.
  • As described to you when collecting your personal information or as otherwise set forth in the CCPA.
  • For internal administrative and auditing purposes.
  • To detect security incidents and protect against malicious, deceptive, fraudulent, or illegal activity, including, when necessary, to prosecute those responsible for such activities.

Please note that the examples provided above are illustrative and not intended to be exhaustive. For more details on how Company uses this information, please refer to the “Use of your Personal Data” section.

If Company decides to collect additional categories of personal information or use the personal information Company collected for materially different, unrelated, or incompatible purposes Company will update this Privacy Policy.

Disclosure of Personal Information for Business Purposes or Commercial Purposes

Company may use or disclose and may have used or disclosed in the last twelve (12) months the following categories of personal information for business or commercial purposes:

  • Category A: Identifiers
  • Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
  • Category D: Commercial information
  • Category F: Internet or other similar network activity

Please note that the categories listed above are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact disclosed but reflects Company’s good faith belief to the best of Company’s knowledge that some of that information from the applicable category may be and may have been disclosed.

When Company discloses personal information for a business purpose or a commercial purpose, Company enters a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract.

Sale of Personal Information

As defined in the CCPA, “sell” and “sale” mean selling, renting, releasing, disclosing, disseminating, making available, transferring, or otherwise communicating orally, in writing, or by electronic or other means, a consumer’s personal information by the business to a third party for valuable consideration. This means that Company may have received some kind of benefit in return for sharing personal information, but not necessarily a monetary benefit.

Please note that the categories listed below are those defined in the CCPA. This does not mean that all examples of that category of personal information were in fact sold but reflects Company’s good faith belief to the best of Company’s knowledge that some of that information from the applicable category may be and may have been shared for value in return.

Company may sell and may have sold in the last twelve (12) months the following categories of personal information:

  • Category A: Identifiers
  • Category B: Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e))
  • Category D: Commercial information
  • Category F: Internet or other similar network activity

Share of Personal Information

Company may share your personal information identified in the above categories with the following categories of third parties:

  • Service Providers
  • Payment processors
  • Our affiliates
  • Our business partners
  • Third party vendors to whom you or your agents authorize Company to disclose your personal information in connection with products or services Company provide to you

Sale of Personal Information of Minors Under 16 Years of Age

Company does not knowingly collect personal information from minors under the age of 16 through the Service, although certain third-party websites that Company links to or references may do so. These third-party websites have their own terms of use and privacy policies and Company encourages parents and legal guardians to monitor their children’s internet usage and instruct their children to never provide information on other websites without their permission.

Company does not sell the personal information of consumers who Company knows are less than 16 years of age, unless Company receives affirmative authorization (the “right to opt-in”) from either the consumer who is between 13 and 16 years of age, or the parent or guardian of a consumer less than 13 years of age. Consumers who opt-in to the sale of personal information may opt-out of future sales at any time. To exercise the right to opt-out, you (or your authorized representative) may submit a request to Company by contacting Us.

If you have reason to believe that a child under the age of 13 (or 16) has provided Company with personal information, please contact Company with sufficient detail to enable Company to delete that information.

Your Rights under the CCPA

The CCPA provides California residents with specific rights regarding their personal information. If you are a resident of California, you have the following rights:

  • The right to notice. You have the right to be notified which categories of Personal Data are being collected and the purposes for which the Personal Data is being used.
  • The right to request. Under CCPA, you have the right to request that Company disclose information to you about Our collection, use, sale, disclosure for business purposes and share of personal information. Once Company receive and confirm your request, Company will disclose to you: 
  • The categories of personal information Company collected about you
  • The categories of sources for the personal information Company collected about you
  • Our business or commercial purpose for collecting or selling that personal information
  • The categories of third parties with whom Company shared that personal information
  • The specific pieces of personal information Company collected about you
  • If Company sold your personal information or disclosed your personal information for a business purpose, Company will disclose to you: 
  • The categories of personal information categories sold
  • The categories of personal information categories disclosed
  • The right to say no to the sale of Personal Data (opt-out). You have the right to direct Company to not sell your personal information. To submit an opt-out request please contact Us.
  • The right to delete Personal Data. You have the right to request the deletion of your Personal Data, subject to certain exceptions. Once Company receives and confirms your request, Company will delete (and direct the Service Providers to delete) your personal information from Company’s records, unless an exception applies. Company may deny your deletion request if retaining the information is necessary for Company or the Service Providers to: 
  • Complete the transaction for which Company collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of Company’s ongoing business relationship with you, or otherwise perform Company’s contract with you.
  • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
  • Debug products to identify and repair errors that impair existing intended functionality.
  • Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
  • Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).
  • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if you previously provided informed consent.
  • Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with Company.
  • Comply with a legal obligation.
  • Make other internal and lawful uses of that information that are compatible with the context in which you provided it.
  • The right not to be discriminated against. You have the right not to be discriminated against for exercising any of your consumer’s rights, including by: 
  • Denying goods or services to you
  • Charging different prices or rates for goods or services, including the use of discounts or other benefits or imposing penalties
  • Providing a different level or quality of goods or services to you
  • Suggesting that you will receive a different price or rate for goods or services or a different level or quality of goods or services

Exercising your CCPA Data Protection Rights

In order to exercise any of your rights under the CCPA, and if you are a California resident, you can contact Us:

  • By email: contact@flyycredit.com

Only you, or a person registered with the California Secretary of State that you have authorized to act on your behalf, may make a verifiable request related to your personal information.

Your request to Company must:

  • Provide sufficient information that allows Company to reasonably verify you are the person about whom Company collected personal information or an authorized representative
  • Describe your request with sufficient detail that allows Company to properly understand, evaluate, and respond to it

Company cannot respond to your request or provide you with the required information if Company cannot:

  • Verify your identity or authority to make the request
  • Confirm that the personal information relates to you

Company will disclose and deliver the required information free of charge within 45 days of receiving your verifiable request. The time period to provide the required information may be extended once by an additional 45 days when reasonably necessary and with prior notice.

Any disclosures Company provides will only cover the 12-month period preceding the verifiable request’s receipt.

For data portability requests, Company will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance.

Do Not Sell My Personal Information

You have the right to opt-out of the sale of your personal information. Once Company receives and confirms a verifiable consumer request from you, Company will stop selling your personal information. To exercise your right to opt-out, please contact Company.

The Service Providers Company partners with (for example, Company’s analytics or advertising partners) may use technology on the Site that sells personal information as defined by the CCPA law. If you wish to opt out of the use of your personal information for interest-based advertising purposes and these potential sales as defined under CCPA law, you may do so by following the instructions below.

Please note that any opt out is specific to the browser you use. You may need to opt out on every browser that you use.

Website

You can opt out of receiving ads that are personalized as served by the Service Providers by following Company’s instructions presented on the Service:

The opt out will place a cookie on your computer that is unique to the browser you use to opt out. If you change browsers or delete the cookies saved by your browser, you will need to opt out again.

Mobile Devices

Your mobile device may give you the ability to opt out of the use of information about the apps you use in order to serve you ads that are targeted to your interests:

  • “Opt out of Interest-Based Ads” or “Opt out of Ads Personalization” on Android devices
  • “Limit Ad Tracking” on iOS devices

You can also stop the collection of location information from your mobile device by changing the preferences on your mobile device.

“Do Not Track” Policy as Required by California Online Privacy Protection Act (CalOPPA)

The Service does not respond to Do Not Track signals.

However, some third-party websites do keep track of your browsing activities. If you are visiting such websites, you can set your preferences in your web browser to inform websites that you do not want to be tracked. you can enable or disable DNT by visiting the preferences or settings page of your web browser.

Children’s Privacy

The Service does not address anyone under the age of 13. Company does not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided Company with Personal Data, please contact Company. If Company becomes aware that Company has collected Personal Data from anyone under the age of 13 without verification of parental consent, Company will take steps to remove that information from Our servers.

If Company needs to rely on consent as a legal basis for processing your information and your country requires consent from a parent, Company may require your parent’s consent before Company collects and uses that information.

Your California Privacy Rights (California’s Shine the Light law)

Under California Civil Code Section 1798 (California’s Shine the Light law), California residents with an established business relationship with Company can request information once a year about sharing their Personal Data with third parties for the third parties’ direct marketing purposes.

If you’d like to request more information under the California Shine the Light law, and if you are a California resident, you can contact Company using the contact information provided below.

California Privacy Rights for Minor Users (California Business and Professions Code section 22581)

California Business and Professions Code section 22581 allow California residents under the age of 18 who are registered users of online sites, services, or applications to request and obtain removal of content or information they have publicly posted.

To request removal of such data, and if you are a California resident, you can contact Company using the contact information provided below, and include the email address associated with your account.

Be aware that your request does not guarantee complete or comprehensive removal of content or information posted online and that the law may not permit or require removal in certain circumstances.

Links to Other Websites

The Site or the Service may contain links to other websites that are not operated by Company. If you click on a third-party link, you will be directed to that third party’s site. Company strongly advises you to review the privacy policy of every site you visit.

Company has no control over and assumes no responsibility for the content, privacy policies or practices of any third-party sites or services.

Changes to this Privacy Policy

Company may update Our Privacy Policy from time to time. Company will notify you of any changes by posting the new Privacy Policy on this page.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, you can contact us:

  • By email: contact@flyycredit.com