Well...Most people can’t decide if they actually exist. 🥲
Seriously though... building excellent credit shouldn't be so elusive, but it is.
I hear people tell me almost every day, "Jeri, I'm ready for excellent credit scores."
They've finally repaired their credit, and they're oozing with excitement, READY for the next step of getting approved for their home, car, or business loan.
Only something always seems to happen...
Doubt.
They don't know the first step to take to build the excellent credit scores, get approved for loans and credit cards, and how to win the credit game.
It's like walking into an interview and being unprepared. And if that's your plan, you've already lost.
CREDIT GURUS KNOW THAT 80% OF THE WORK IS DONE BEFORE YOU EVER SET FOOT IN THE BANK AND FILL OUT THE APPLICATION.
You can't just walk in asking for tens of thousands of dollars without having the scores to back you up.
But nobody teaches us this!
They give advice like "just pay your bills on time..." (Which, by the way, is not completely true. I've literally paid my bills on time for YEARS and my scores didn't budge).
You've probably heard me say this before, and I mean it every time...
Having low credit scores suck!
It creates financial obstacles and missed opportunities.
It robs you of your ability to save money, pay off your debt, take your kids on a vacation, and invest into your future!
The cars you can't buy, the money you can't save, and the emergencies you can't resolve is the life you live with low scores.
See, I had worked so hard to repair my credit. It took me 8 months to get those negative marks removed from my credit reports.
My credit reports were free from collections and late payments, but I was still getting denied.
I didn't understand it. Why weren't my credit scores budging?
After studying, testing, and obsessing about this problem, I identified some simple things that were holding me back… and some key insights that completely changed how I approach my credit.
The biggest obstacle I faced building my credit was getting rejected for loans and credit cards because I was "credit invisible".
I didn't have a history of managing credit properly. I hadn't proved myself worthy to the banks yet.
I wanted to get the best credit cards in my wallet. In fact, the prestigious American Express card was on my dream list.
I wanted all of the perks and rewards only those with PRIME creditworthiness get.
I wanted banks to compete with each other for my business -- rewarding me with the lowest rates, best offers and opportunities money can buy.
But, I knew if I wanted to get my foot in the door with banks, and finally claim the credit I deserved, I'd have to show them why they NEEDED to approve my application and give me a chance.
I had to become allies with the bank to gain the power to walk in the bank clapping my hands, saying "it's my money and I need it NOW!"
I had to think like the bank to get approved, grow my credit scores, and get unstuck.
That's exactly what I did.
I slowly and painfully crawled out of my credit slump— and have had the amazing accomplishment of reaching 800+ credit scores!
News Flash
Banks want to approve you for that home, car, and credit card (it's how they get paid).
The truth is, getting approved for credit cards and loans with the lowest rates is so much easier when you understand how credit works.
All you have to do is know the steps and strategies to qualify and get instantly approved.
When you know what affects your credit scores, how it affects your credit scores, and why it affects your credit scores, playing the credit game becomes 10X's easier (and exciting)!
Wouldn't you agree that your life would be easier once you have excellent credit scores?
Having the buying power to get what you want, when you want it, and at 0% rates can't be beat.
The money you'll save and opportunities you'll seize because you learned how to dominate the credit game will be the best return on investment EVER.
Since building excellent credit, I've been able to build a strong credit card portfolio (known as my "money team") with over 40 credit cards and $167,000+ of available credit with the world's top banks...
Oh, and I finally got my American Express cards!
That's why I created the 850 Blueprint program -- so you can finally get the credit you deserve.
So you can duplicate my exact system for getting the best credit card offers, and win the credit game.
I'm talking instant approvals at the best rates and terms anyone can ask for -- so you can keep more money in your pocket and reach your dream.
You can do this too, and I can show you how.
Unlock the secrets to achieving and maintaining an elite credit score of 800 or higher with our comprehensive course on establishing and maximizing creditworthiness.
Whether you're a beginner looking to build credit from scratch or someone striving to elevate their existing score, this program will empower you with the knowledge and strategies necessary to reach your credit dream.
Here's what you'll learn:
12 Proven Steps To Build 850 Credit Scores...this is the exact formula for reaching 850 credit scores (this will blow your mind).
Credit Card Secrets: How to Get Approved For The Perfect Credit Card that Rewards You.
9 Reasons You're Getting Denied Credit (and what you can do about it)...End the credit denials and start getting the credit you deserve.
6 little-known secrets your credit card company is keeping from you.....and how you can take advantage of them to get instant approvals..
Understanding Interest Rates... learn how interest rates affect your finances, and how you can beat the banks at their own game.
Credit Card Breakdown: Uncovering the Best Credit Cards To Add To You Wallet.... learn why every credit card isn't created equal so you can focus on the most valuable plastic in the market.
5-Step Rapid Rebuilding Hack To Get Approved For Credit Cards Without a Credit Check... plus learn how many accounts you need to reach 850 credit scores.
When you join the 850 Blueprint, you'll learn what it takes to:
Access to the Best Interest Rates: With an excellent credit score, you will have access to the most favorable interest rates on loans, credit cards, and mortgages -- which can save you thousands of dollars over time.
Get Preferred Loan Terms: An excellent credit score demonstrates your financial responsibility and reliability to lenders. This way, you are more likely to qualify for loans with favorable terms, such as longer repayment periods, flexible payment options, and higher loan amounts. This can give you greater flexibility and convenience in managing your finances.
Lower Insurance Premiums: Insurance companies often consider credit scores when determining premiums. With an excellent credit score, you demonstrate your responsible financial behavior, making you less likely to file insurance claims. This can lead to lower auto, home, and other insurance premiums, saving you money on your insurance expenses.
Prestige and Financial Confidence: An excellent credit score is considered excellent and puts you in an elite category of borrowers. Besides the tangible financial benefits, a high credit score allows you to enjoy a sense of prestige and financial confidence. Knowing that you have successfully managed your credit and built a stellar credit history can boost your self-esteem and provide peace of mind.
I realize that excellent, having "always approved" credit may seem far away, but let me let you in on something I've discovered over the years...
ANYBODY can build 800+ credit scores.
I didn't have my credit building playbook back then, so it wasn’t smooth or fast or easy — or enjoyable. I had been working hard to build my credit for 5 years before I reached the pinnacle 800. It took lots of time and money, but it was definitely worth it:
Since reaching 800+, I've been able to secure over $400,000 in credit and take advantage of credit card rewards to book 4-5 free trips a year- all by leveraging my plastic (I talk about this more in the Travel Hacker program).
...the same playbook I'm offering you now.
A playbook so powerful, that if you tune in and utilize the strategies, you'll be closer to your dreams of lower rates and instant approvals in no time.
But, if you turn your back on your credit — and ignore it like I did — it can drive your finances into the ground.
Having flawless credit scores could be the one step towards saving more money and creating your own economy.
You could buy that home, make some investments, take your family on luxurious trips, and change your life.
I've been fortunate to experience the power of great credit, and teach others how they can too.
It's not magic. It's not art. It's not luck.
It's a process. And there is a proven playbook for how to do it.
Are you ready to stop running around in the dark and start learning the formula for success?
If so, join the program now.
What kind of technical skills do I need to be able to do this?
None. Just an ability to login to your membership on your desktop -- or our mobile app -- and study the material.
How long does this course take?
The program on average takes is 2 weeks to complete. You have lifetime access to the material, plus upgrades and new lessons.
How long does the course take before I start seeing results?
Because everyone's credit circumstances are different, results may vary. While some members see their credit scores raise in less than 30 days, others may take several months. Either way, you'll be well equipped with the right tools and education to raise your scores for the long-term and get the credit you deserve.
How long will I have access to the course?
You'll have access for lifetime.
Can you guarantee that I will reach 800 credit scores with this program?
Yes. If you use the steps, and do it consistently, you will eventually reach 800 credit scores.
What if I need help or have questions?
You're able to join our live weekly Huddles. This is where you can get extra training and support.
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